House Insurance In Case Of Natural Disaster
⚠️ If you do not have house insurance, you will not have cover against damage caused by a natural disaster. ⚠️
If you have home insurance with fire damage cover, you are covered for damage caused by natural hazards
If you have house insurance that includes cover against damage by fire, you will have cover for:
• your home
• buildings, such as garages
• some of the essential services, such as water, sewerage and power and
• some of your land.
Examples of natural hazards are earthquakes, tsunami, landslides and volcanic activity.
If your home and property is damaged by storms or flooding, you only have limited land cover. This means you will have to claim against your home insurance for damage to your home and other buildings.
If your house is damaged by a natural hazard you need to contact your insurer as soon as possible.
You need insurance documentation, and evidence to support your claim:
When you contact your insurer, tell them about the damage and confirm with them what documentation they need from you. For example, they will need your policy number.
Gather evidence to support your insurance claim:
• Take photos of any damage before you repair, move or remove anything, especially if you are disposing of it. Read the guidelines on taking photos as evidence:
www.naturalhazards.govt.nz...
• If you need to get urgent repairs done, talk to your insurer first to check whether your insurance policy will cover the costs. Take before and after photos, photograph anything which is being thrown away and keep a copy of the quotes and invoices for the repairs.
• Put off cleaning up at least until you have done the above (maybe wait until after the insurance assessor has visited). List and photograph the perishable items before you dispose of them. Learn about making urgent repairs and making your home safe: www.naturalhazards.govt.nz...
Info credit: Citizens Advice Bureau NZ | www.cab.org.nz...
Image credit (altered): RNZ
Night-time roadworks on SH16
From 23 November to 17 December, stop/go traffic management will be in several locations on SH16 between Mabbett Lane and Restall Road (Sundays to Thursdays, 9pm to 5am).
Works will include chipsealing and stormwater improvements. There may be delays to your journey when travelling through the area. Click to find out more.
NZCCM Massage and English Programmes
The New Zealand College of Chinese Medicine (NZCCM) offers industry-focused Massage and English programmes that prepare students for professional practice.
Students gain strong Anatomy and Physiology knowledge, hands-on experience in the student clinic, and pathways into health and wellbeing careers. NZCCM actively incorporates tikanga Māori and Te Ao Māori, partnering with local marae for cultural learning and community treatments.
As Auckland’s only provider of Massage diplomas, NZCCM is enrolling now for February 2026 Programmes include the Level 5 Wellness and Relaxation Massage Diploma and the Level 6 Remedial Massage Diploma, both NZQA-approved with intensive block courses. NZCCM also offers NZCEL Level 4 for academic English preparation.
Open Days will be held on 12 December and 23 January.
Contact: 09 580 2376 or auck@chinesemedicine.ac.nz
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Poll: Should we be giving the green light to new mining projects? 💰🌲
The Environmental Protection Authority announced this week that a proposed mine in Central Otago (near Cromwell) is about to enter its fast-track assessment process. A final decision could come within six months, and if it’s approved, construction might start as early as mid-2026.
We want to know: Should mining projects like this move ahead?
Keen to dig deeper? Mike White has the scoop.
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53.1% Yes
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46.9% No
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