House Insurance In Case Of Natural Disaster
⚠️ If you do not have house insurance, you will not have cover against damage caused by a natural disaster. ⚠️
If you have home insurance with fire damage cover, you are covered for damage caused by natural hazards
If you have house insurance that includes cover against damage by fire, you will have cover for:
• your home
• buildings, such as garages
• some of the essential services, such as water, sewerage and power and
• some of your land.
Examples of natural hazards are earthquakes, tsunami, landslides and volcanic activity.
If your home and property is damaged by storms or flooding, you only have limited land cover. This means you will have to claim against your home insurance for damage to your home and other buildings.
If your house is damaged by a natural hazard you need to contact your insurer as soon as possible.
You need insurance documentation, and evidence to support your claim:
When you contact your insurer, tell them about the damage and confirm with them what documentation they need from you. For example, they will need your policy number.
Gather evidence to support your insurance claim:
• Take photos of any damage before you repair, move or remove anything, especially if you are disposing of it. Read the guidelines on taking photos as evidence:
www.naturalhazards.govt.nz...
• If you need to get urgent repairs done, talk to your insurer first to check whether your insurance policy will cover the costs. Take before and after photos, photograph anything which is being thrown away and keep a copy of the quotes and invoices for the repairs.
• Put off cleaning up at least until you have done the above (maybe wait until after the insurance assessor has visited). List and photograph the perishable items before you dispose of them. Learn about making urgent repairs and making your home safe: www.naturalhazards.govt.nz...
Info credit: Citizens Advice Bureau NZ | www.cab.org.nz...
Image credit (altered): RNZ
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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9% Yes! New Year, New Me
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21.7% Yes - but I rarely stick to them
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69.3% Nah - not for me
Kōnae: Find Your Records
If you want to know how to request records about you or your whānau visit Kōnae: My Records Guide konae.org.nz.
Kōnae has information on more than 60 state and faith-based organisations that have records for over 800 homes and places in Aotearoa New Zealand about people who have been in their guardianship or care.
The Kōnae map shows past and present places in Aotearoa New Zealand like children’s homes, hospitals, orphanages, boarding schools, Youth Justice facilities and many more.
Each place on the map has details about who was responsible for running it and how to get records.
The map can be searched and filtered by
- name
- location
- date range
- religion
- type of organisation.
If you want support to use the website or to find your records, you can get in touch with your local CAB on 0800 367 222, email or message via cab.org.nz, or visit a CAB near you cab.org.nz/find-a-cab
Accessing records can bring up a range of emotions, we encourage you to take care of your wellbeing. You can find suggestions of support at konae.org.nz/support
Original post credit: Citizens Advice Bureau: cab.org.nz
Guitar wanted
Hi guys, just wondering if anyone had a good entry guitar available for a decent price?
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