There's more to finance than a low interest rate...
Does a low interest rate equate to positive cash flow?
Before going ahead with the provider who has the lowest rate consider the impact of the suggested term on your cash flow. A low rate on a loan with a short term, which suits the lender and is not aligned to the life of the asset may result in negative cash flow. Positive cash flow and profitability may be more achievable when the finance structure is aligned to the economic life of the asset and your intended use.
Poll: 🗑️ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
Aucklanders, our weekly rubbish collections are staying after councillors voted to scrap a proposed trial of fortnightly pick-ups.
We want to hear from you: would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
Keen for the details? Read up about the scrapped collection trial here.
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82.3% Same!
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17.7% Would have liked to try something different
Neighbourhood Challenge: Who Can Crack This One? ⛓️💥❔
What has a head but no brain?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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78.2% Yes! It's better to regift what I don't need
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21.8% No. It's the thought and effort that matters
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