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Selling your home first, then looking for a new one is less stressful and risky than buying and selling at the same time.
Selling first means you have freed up any equity and have a good idea of your budget for your next home. You’re also a cash buyer and will have an advantage over anyone who … View moreSelling your home first, then looking for a new one is less stressful and risky than buying and selling at the same time.
Selling first means you have freed up any equity and have a good idea of your budget for your next home. You’re also a cash buyer and will have an advantage over anyone who is making an offer conditional on selling their own property. If you can negotiate a long settlement period when you sell, you’ll have more time to find your next property without having to rent or move twice.
Renting or storing belongings between moving out of one home and into another will add to your costs. It may also be time consuming finding and moving to temporary accommodation and potentially disruptive, especially for children.
If you’ve already found your next home and need to sell your current home to finance it, you can make your offer to buy conditional on selling your home. If the seller accepts your offer with that condition, you’ll have time to sell your home within the time-frame set out in the condition. Sellers are likely to find unconditional offers more attractive, so consider this before deciding whether to sell your own home first.
You can talk to your bank or lender about bridging finance, which is a short-term home loan that can help you purchase a new property before your existing home is sold. There is a risk of more bridging finance debt than you planned if your sale takes longer than expected or if you get less than you hoped when you sell your house. If it takes longer to sell your existing home than expected, you may find yourself owning two properties for a while with the associated home loan, insurance and rates costs to pay.
Has your bench or desk got more clutter than you’d like to admit? Create this handy desk organiser – not only does it look good but it will help to keep your clutter under control too! Choose your favourite Resene colour combinations to suit your room or create one as a colourful gift for … View moreHas your bench or desk got more clutter than you’d like to admit? Create this handy desk organiser – not only does it look good but it will help to keep your clutter under control too! Choose your favourite Resene colour combinations to suit your room or create one as a colourful gift for someone you know who could use a little colour. Make the most of your weekend with this easy step by step project idea from Resene. Find out how to create this quick and easy project yourself .
New Zealand is preparing for a future free trade agreement with the United Kingdom. We’re asking for New Zealanders’ views now, so we can take them into account right from the start of the process.
Key benefits we will be looking for include removing tariffs and other barriers that restrict… View moreNew Zealand is preparing for a future free trade agreement with the United Kingdom. We’re asking for New Zealanders’ views now, so we can take them into account right from the start of the process.
Key benefits we will be looking for include removing tariffs and other barriers that restrict the flow of goods and services between our countries, and closer cooperation on progressive trade issues, including environmental protection.
Submissions are closing on 11 February, so to make your voice heard, just answer our quick poll question and share your thoughts now.
Hey neighbours,
All New Zealand police officers will receive new stab- and bullet-proof vests in a $20 million roll-out over the next three-and-a-half years.
The current vests - which were introduced in 2006 - are stab-proof, but special vests are worn by any officers involved in firearms … View moreHey neighbours,
All New Zealand police officers will receive new stab- and bullet-proof vests in a $20 million roll-out over the next three-and-a-half years.
The current vests - which were introduced in 2006 - are stab-proof, but special vests are worn by any officers involved in firearms call-outs.
They have passed their warranty, but remain "safe and fit for purpose", says Police Commissioner Mike Bush.
What do you think about the new armour? Are police officers safe using the current vests? Are you surprised the existing vests aren't stab- and bullet-proof?
To read more, click here.
(Please add "NFP/not for print" if you do not want your images/ comments used on Stuff)
Yes you do! Our Triple Cheese Mini Muffins are the perfect snack – just the right size and shape for little hands.
Better still, they’re a snap to make, especially if you have ready-grated tasty and parmesan cheese from Mainland in the fridge.
For the more adventurous eaters, finish each… View moreYes you do! Our Triple Cheese Mini Muffins are the perfect snack – just the right size and shape for little hands.
Better still, they’re a snap to make, especially if you have ready-grated tasty and parmesan cheese from Mainland in the fridge.
For the more adventurous eaters, finish each muffin with a little wedge of Brie, Noble or Blue cheese. You might not be able to resist sneaking a couple for your own lunch!
The Greater Wellington Regional Council has detected toxic algae in many of the region's waterways including the Hutt and Pakuratahi Rivers following the hot spell. Be careful and stay safe!
You’ve told us you’ve missed the bus service that used to run directly from town to Wellington Zoo during the day. So from 3rd of February, we introduced the 23z, a trial service that will run to and from Wellington Station and the Zoo on weekdays and weekends.
It’ll provide more services … View moreYou’ve told us you’ve missed the bus service that used to run directly from town to Wellington Zoo during the day. So from 3rd of February, we introduced the 23z, a trial service that will run to and from Wellington Station and the Zoo on weekdays and weekends.
It’ll provide more services for Newtown residents and visitors to the Zoo.
Find out more at metlink.org.nz or call 0800 801 700.
It is more deadly than cobra venom and it has returned to the Wellington region's rivers. Toxic alg…
Come along and sew (you can take one home) Boomerang bags, reusable cloth shopping bags for use in our community– it’s free!
Learners, and experienced sewers welcome, sewing machines available or BYO.
Materials supplied, although donations of fabric, threads and sewing machine needles much … View moreCome along and sew (you can take one home) Boomerang bags, reusable cloth shopping bags for use in our community– it’s free!
Learners, and experienced sewers welcome, sewing machines available or BYO.
Materials supplied, although donations of fabric, threads and sewing machine needles much appreciated they may be brought along to Maidstone Intermediate or delivered to Thimbles and Threads, Main Street, Upper Hutt.
Use the Fraser Crescent School entrance on Redwood Steet
(We will be located in class room at back of school, see map)
Children under 14 must be accompanied by person years or over
10am - 2pm on the last Sunday of the Month
24 February 2019, 31 March 2019, 28 April 2019 ...
www.facebook.com...
We attended the recycling station today at 1 pm, only to find the two small plastic recycling bins full to overflowing, and cars were turning away as they couldn't unload their plastics and tins. The recycling station is supposed to be open to 8 pm, so with 7 hours to go, many more people are… View moreWe attended the recycling station today at 1 pm, only to find the two small plastic recycling bins full to overflowing, and cars were turning away as they couldn't unload their plastics and tins. The recycling station is supposed to be open to 8 pm, so with 7 hours to go, many more people are going to come away frustrated by the council's inaction to provide a proper recycling stations throughout the city. I have previously emailed the the Mayor about this ongoing problem, but of course I didn't receive any answer from him or his executive. Maybe the Upper Hutt leader can investigate and shame the council into taking action to provide more bins or to have the bins emptied more regularly.
Hey neighbours,
A local councillor wants to stop drivers honking inside the Mt Vic tunnel because it annoys pedestrians.
Do you think the decades-old tooting tradition has finally worn thin?
Share your thoughts on the proposed beeping ban.
To read more, click here.
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