Buying a house is one of the biggest decisions you will ever make
Buying a house is one of the biggest decisions you will ever make
What are your non-negotiables?
Before you even turn to Google, sit down and write out your property deal-breakers
* Which suburbs would you most like to live?
* Do you like the neighbouring suburbs?
* Are local schools a consideration?
* What’s the proximity to shops, sports facilities, cafes, restaurants etc?
* What are the dream features of your home?
* Is a garden or balcony important?
* How many bedrooms do you need?
* Do you need a garage?
* Do your desirables fall within your budget?
How much does it cost to buy property
Deposit
How much are you willing to pay upfront to secure your home?
The simple truth is that the more deposit you pay, the more likely you are to get a loan.
Of course, it depends on your lender and their rules, as well as your financial situation.
You may be eligible for government help if you’re buying your first home.
Other Costs
Property inspection reports are not compulsory, but it is a good idea to get a house inspection to uncover any likelihood of hidden costs you have to pay once you’ve bought the property.
We recommend you choose a property inspector who has professional indemnity insurance and carries out their work in accordance with the New Zealand Property Inspection Standards
When you have purchased your new home sit back and relax. You deserve it.
Have a confidential chat with me about anything real estate 0274 951 536
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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60% Yes! It's better to regift what I don't need
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40% No. It's the thought and effort that matters
Neighbourhood Challenge: Who Can Crack This One? ⛓️💥❔
What has a head but no brain?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
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We want to know: Have you thought about cutting your insurance cover to save costs?
Senior business reporter Rob Stock tackles a big question many of us have wondered about: “What are the pros and cons of cutting back on insurance?”
So we’re curious… What are your thoughts on trimming your insurance cover? Have you ever considered it?
Want to dive deeper? Rob Stock has the full breakdown.
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