Buying a house is one of the biggest decisions you will ever make
Buying a house is one of the biggest decisions you will ever make
What are your non-negotiables?
Before you even turn to Google, sit down and write out your property deal-breakers
* Which suburbs would you most like to live?
* Do you like the neighbouring suburbs?
* Are local schools a consideration?
* What’s the proximity to shops, sports facilities, cafes, restaurants etc?
* What are the dream features of your home?
* Is a garden or balcony important?
* How many bedrooms do you need?
* Do you need a garage?
* Do your desirables fall within your budget?
How much does it cost to buy property
Deposit
How much are you willing to pay upfront to secure your home?
The simple truth is that the more deposit you pay, the more likely you are to get a loan.
Of course, it depends on your lender and their rules, as well as your financial situation.
You may be eligible for government help if you’re buying your first home.
Other Costs
Property inspection reports are not compulsory, but it is a good idea to get a house inspection to uncover any likelihood of hidden costs you have to pay once you’ve bought the property.
We recommend you choose a property inspector who has professional indemnity insurance and carries out their work in accordance with the New Zealand Property Inspection Standards
When you have purchased your new home sit back and relax. You deserve it.
Have a confidential chat with me about anything real estate 0274 951 536
Poll: Does the building consent process need to change?
We definitely need homes that are fit to live in but there are often frustrations when it comes to getting consent to modify your own home.
Do you think changes need made to the current process for building consent? Share your thoughts below.
Type 'Not For Print' if you wish your comments to be excluded from the Conversations column of your local paper.
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91.6% Yes
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8% No
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0.4% Other - I'll share below!
Lest we forget...
On this ANZAC Day, let's take a moment to remember and honor the brave men and women who have served and continue to serve our country.
Tell us who are you honouring today. Whether it's a story from the battlefield or a memory of a family member who fought in the war, we'd love you to share your stories below.
Unelected commissioners recommend they stay in power
Interesting responses to my post. Two in particular piqued my interest. Suzanne Williams and her comments about whinging about everything-Suzanne it is not about whinging. It is more about raising concerns about an undemocratic regime forced on us and then seeing the commissioners wanting to keep their sinecure. Greg Reardon "I vote to keep the commissioners"-Greg the point is that you do not have a vote. Look I get it-democracy is imperfect. Some of our previously elected councillors were rubbish-ego driven and feeding from the trough (not unlike our commissioners). But it is what we have got. It is better to have an imperfect democracy than an unelected and unaccountable cartel of commissioners who say "we know what is good for you".
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