JOINT INSURANCE FOR 2 FLATS

Raymond from Tawa

Hi Neighbors,
Has anyone come across the situation below?

My son owns a flat upstairs and has insurance with BNZ.

Recently, the flat downstairs was sold and the new owners are unable to get their own insurance for some technical reason.

They have been advised that the only option is to get a joint insurance with my son.

1) Is this a workable solution?
2) My son has landlords insurance and it is a package that covers his own house and 2 motor cars. Can you mix that with an owners insurance?
3) He is most worried about the impact of future claims.

Do you know of anyone who has had this kind of insurance or a solicitor who can help him on the complications and implications of such an arrangement?

Thank you in advance.

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