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Preparing for retirement feels like a battle, but the outcome can change vastly, based on a series of bite-sized decisions.
All too often we find people looking for that magic bullet. As anyone in the military will tell you, one bullet won't win a war and a pint of sweat saves a gallon of … View morePreparing for retirement feels like a battle, but the outcome can change vastly, based on a series of bite-sized decisions.
All too often we find people looking for that magic bullet. As anyone in the military will tell you, one bullet won't win a war and a pint of sweat saves a gallon of blood.
When meeting people who have made a success of retirement planning, there are a bunch of traits we come across time and again.
The most important? These individuals have never relied on one part of their life providing the money. Even those with successful businesses or high-earning jobs have multiple tactics at play.
A good outcome is not left to chance and never depends on a single payoff.
1. They don't over-capitalize on their own property. It's not an investment and they know it.
2. They have paid off their own mortgage in a fast and furious fashion
3. They have high savings rates. At some point turbo savings will have taken place. A couple will live off one salary and save the other
4. High-earners will have automated savings to prevent these being spent on lifestyle assets that are non-productive.They maximize their KiwiSaver contributions no matter how high their earnings are.
5. They bank rather than blow inheritances.
6. They have made their kids financially self-sufficient.
7. They consult experts. This means taking financial advice, using insurance brokers, tax experts and getting all contracts checked by specialist lawyers.
As the great Russian writer, Leo Tolstoy said "the two most powerful warriors are patience and time". These sentiments apply equally to the retirement planning battle we all face.
If anyone needs lawns mowed and line trimming done give me a call 0211382851 good rates and private thanks
I'm into collecting records. Mainly mainstream 70's to 80's. (NO CLASSICAL, JAMES LAST, KAMAHL etc PLEASE) if you have any stashed away that you no longer want.
Please consider me. :)
I can't pay much though. If you are interested and have something in good condition, … View moreI'm into collecting records. Mainly mainstream 70's to 80's. (NO CLASSICAL, JAMES LAST, KAMAHL etc PLEASE) if you have any stashed away that you no longer want.
Please consider me. :)
I can't pay much though. If you are interested and have something in good condition, Please email bmsmith9567@gmail.com
Various modems, headsets ($5.00), Size 5 Twinkle toes shoes ($7.50), Size 38 red boots (hardly worn)$45.00, Pink twinkle toes shoes size 4 - $7.50, walking poles (2 pair)$5.00 per pair, junior camping stretcher (pink) 15.00
63 Orkney road - 7am to 12 midday - toys, clothes, bikes, books, kitchen, furniture etc...
If anyone needs lawns mowed and line trimming done give me a call 0211382851 good rates and private thanks
This week The Warehouse and the community are joining forces to help clean up your neighborhood! If you want to get involved hit the events tab at the top of your screen to see the clean up events running in your neighborhood!
Hi everyone
A friend of mine is in need of some work so if you want your lawns regularly maintained or a one off cut give Josh a call on 0211382851 very competitive prices
Noisy neighbours top the list of what makes an 'annoying neighbour'. Have you ever struggled with a noisy neighbour? How did you manage the situation? Should there be a Sunday morning noise ban? Maybe you'd like New Zealand neighbourhoods to be more like they were 'back in the … View moreNoisy neighbours top the list of what makes an 'annoying neighbour'. Have you ever struggled with a noisy neighbour? How did you manage the situation? Should there be a Sunday morning noise ban? Maybe you'd like New Zealand neighbourhoods to be more like they were 'back in the day' with quiet Sunday mornings - or even a day of rest. What noise do you find the hardest to cope with? Have your say below.
Looking for a round dining table to buy. Not too expensive as wanting to sand back and repaint as a project.
Must fit at least 4 chairs.
Please contact me if you have anything suitable
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