Replacement costs for home insurance
Over the last couple of years I have been made aware that I need to keep upto date with cost for replacing my house if I have to replace it.
This year the insurance companies have not mentioned it which got me wondering. So I used the online calculator that I used last year and the price dropped by $200K ?
Last year my house was estimated for selling at $200K more, but why would that affect the rebuilding costs?
I am sure there are some people who will be able to share thoughts
Response to regifting presents
My mind tends to wander:
I do not see any problem with regifting it back to the person who gave it, they obviously liked it. In fact, that might work out well as you buy the present you want, then gift it to someone you know who will gift it back.
Perfect, no decision needs to be made about Xmas presents
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