Consumer Credit Without Tears
Consumer credit without tears
You know that you should really educate yourself about your consumer rights – but it all sounds like a lot of hard work doesn’t it?
The Commerce Commission has developed a series of fun-to-watch animations aimed at helping you understand some of the big consumer and credit issues, and have a bit of a laugh at the same time.
The series, called It’s all good, follows Herman (a solo dad with a soft spot for big-ticket consumer products), Aunty (“one of Manukau’s sharpest legal operators”) and Marcus (a financial high-achiever with a heart).
In the first episodes Herman decides to get a loan to buy a high definition flat screen TV – conveniently forgetting that he’s already servicing several other loans, and oblivious to how much it’s all going to cost him.
Accompanying the series is a handy summary of key information that you need to know if you’re thinking of taking out a loan or buying stuff on credit, plus a list of organisations that can help if you need it.
If this whets your appetite for learning about your rights and obligations in a consumer credit contract, visit the Commerce Commission website for more.
www.cab.org.nz...
If you follow the cab web link you will have access to other links in the article to watch the recordings referred to here.
But for now - click, watch, enjoy and enlighten yourself.
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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9% Yes! New Year, New Me
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21.7% Yes - but I rarely stick to them
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69.3% Nah - not for me
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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78.7% Yes! It's better to regift what I don't need
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21.3% No. It's the thought and effort that matters
Response to regifting presents
My mind tends to wander:
I do not see any problem with regifting it back to the person who gave it, they obviously liked it. In fact, that might work out well as you buy the present you want, then gift it to someone you know who will gift it back.
Perfect, no decision needs to be made about Xmas presents
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