First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Create a Stunning Stain Feature Wall with Resene Colorwood
Transform your living room into a work of art with Resene Colorwood wood stains. Find out how to create your own stain feature wall with these easy step by step instructions.
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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79.7% Yes! It's better to regift what I don't need
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20.3% No. It's the thought and effort that matters
🐾🎁🌲Our Christmas and New Year Opening Hours🐾🎁🌲
🌲25th December Thursday: Closed
🌲26th December Friday: Closed
🩺27th December Saturday- Open (Papatoetoe clinic) 9am - 3pm
🎉28th December Sunday: Closed
🩺29th, 30th and 31st December: Open 8am -6pm (both clinics)
🎉1st January Thursday: Closed
🎉2nd January Friday: Closed
🩺3rd January Saturday and Onwards: Normal Trading Hours for both clinics: 8am to 6pm Weekdays and 9am to 3pm Saturday (Papatoetoe )
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