Posts by adviceHQ
327 days ago

Mortgage Rates Drop Below 5%

Financial Adviser, Director from adviceHQ

For the first time since August 2022, a major bank has cut a mortgage rate below 5%! Westpac has dropped its 3yr special fixed home loan rate to 4.99%, alongside reductions for other fixed terms.

What does this mean for you?
✅ Refixing Soon? Now is a great time to review your options — locking in a lower rate could mean big savings.

✅ Buying a Home? Lower rates improve affordability, so it's worth reassessing your budget and options.
✅ Refinancing? If your rate is significantly higher, switching lenders might save you thousands.

This is a competitive move that could signal further rate drops ahead. If you’re wondering whether to act now or wait, let’s chat about your mortgage strategy. A quick review today could put you in a stronger position for 2025 and beyond.

📩 Get in touch for an independent mortgage review!

advicehq.co.nz

#MortgageRates #HomeLoans #InterestRates #MortgageAdvice #IndependentFinancialAdvice #adviceHQ

More messages from your neighbours
11 days ago

Poll: 🗑️ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?

The Team from Neighbourly.co.nz

Aucklanders, our weekly rubbish collections are staying after councillors voted to scrap a proposed trial of fortnightly pick-ups.

We want to hear from you: would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?

Keen for the details? Read up about the scrapped collection trial here.

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🗑️ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
  • 84.6% Same!
    84.6% Complete
  • 15.4% Would have liked to try something different
    15.4% Complete
579 votes
6 days ago

Today’s Mind-Bender is the Last of the Year! Can You Guess It Before Everyone Else? 🌟🎁🌲

The Riddler from The Neighbourly Riddler

I dance in the sky with green and gold, a spectacle few are lucky to behold; I’m best seen in the south, a celestial sight—what am I, lighting up the New Zealand night?

Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!

Want to stop seeing these in your newsfeed? No worries! Simply head here and click once on the Following button.

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1 day ago

Poll: Do you set New Year’s resolutions?

The Team from Neighbourly.co.nz

🎉 2026 is almost here!

We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?

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Do you set New Year’s resolutions?
  • 9.8% Yes! New Year, New Me
    9.8% Complete
  • 21.8% Yes - but I rarely stick to them
    21.8% Complete
  • 68.4% Nah - not for me
    68.4% Complete
519 votes