Refix your Mortgage for 18mths?
Markets still believe interest rates will fall as long term rates are lower than short term rates, the question is when? The article below reflects what we have seen from clients, increasingly favouring an 18mth refix to hedge their bets. That said, each situation is different so decisions need to be personalised with independent financial advice #advicehq #mortgagerates #refix
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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10.4% Yes! New Year, New Me
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19.9% Yes - but I rarely stick to them
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69.6% Nah - not for me
Scam Alert: Fake information regarding December Bonuses from MSD
The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’
If you get suspicious communication, please contact Netsafe.
Help Needed: Peat, Straw, and Moisture Control for Tiger Worms in Castor Bay
Hello, neighbors! I’m in Castor Bay and currently caring for my tiger worms. I’ve encountered some moisture issues and am looking for materials like peat, straw, or anything that can help with moisture absorption. I’d also appreciate any advice on preventing clogging in the drainage pipe to ensure proper drainage. If anyone has extra peat, straw, or can share some helpful tips, I’d be really grateful! Thank you so much for your support, especially during the holiday season
Best wishes,
Diana
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