There's more to finance than a low interest rate...
Does a low interest rate equate to positive cash flow?
Before going ahead with the provider who has the lowest rate consider the impact of the suggested term on your cash flow. A low rate on a loan with a short term, which suits the lender and is not aligned to the life of the asset may result in negative cash flow. Positive cash flow and profitability may be more achievable when the finance structure is aligned to the economic life of the asset and your intended use.
Poll: Would you want an unconventional funeral?
Funerals can cost as much as $22,000 and the planning can be stressful especially at a time when loved ones are grieving. Some New Zealanders are re-imagining funerals by making their own coffin or having a relaxed ceremony at home. Would you want a less traditional funeral? Share your thoughts below.
Type 'Not For Print' if you wish your comments to be excluded from the Conversations column of your local paper.
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85.9% Yes
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12.5% No
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1.7% Other - I'll share below!
What's On: U3A Mt Albert
U3A Mt Albert
- Western Springs Garden Community Hall
Celebrating Our Resident Authors On World Book Day
It was World Book Day on the 23rd of April, so what better time to celebrate some of our talented residents who have published books.
They range from children’s books, to poems, from non-fiction to a first novel - and all are proof that there is no age limit when it comes to creativity!
Click read more for the full story.