934 days ago

Is it too late for New Years resolutions?

Henderson Reeves Auckland

Legal New Year’s Resolutions
The best kind of New Year’s resolution is one that is easy enough to keep and makes you feel a whole lot better. We may have made muttered promises to ourselves about more walks, and less wine, but here are five legal resolutions that will leave you feeling right on top of things and ready for your year:
1. Make a will (or take a look at your old one to see if it needs refreshing).
Everybody whether married, single, a parent or a grandparent needs a will. It saves your family having to go to Court to get Letters of Administration. A well thought out will allows you to plan what happens to your assets when you die, and to nominate someone to have a say in important decisions for your children. In addition to your will, do you need an enduring power of attorney so that a trusted person can step in and make important care or property decisions if you cannot do so yourself?
2. Get on top of debt
This year I am abolishing a budget in favour of a “Spending Plan” because it sounds much more fun. If things have gotten more serious than that, a lawyer can help you renegotiate debt, and your bank or mortgage broker could help you consolidate your debts to reduce the overall interest you are paying. A “disruptive accountant” or a budgeting advisor might be just the thing for taking control of your financial affairs.
3. Get some advice on that niggly legal issue
This may seem self-serving, but that combative neighbour on your right of way, that ongoing trust issue, or upcoming property purchase with your partner are underlying causes of stress. Sometimes all you need is 20 minutes legal advice to put you on the path to resolving them.
4. Make sure your insurance is doing what you think it is
For lots of reasons, insurance policies may not be protecting you properly – whether because you have more assets than you used to, other circumstances have changed, or you are just paying too much. So that you are protected when you need it, read your policy and get in touch with your insurer if anything is unclear. Ask them if they have a plain English description of cover and exclusions. Work out whether your house insurance will cover a rebuild if you needed one. Consider an insurance broker.
5. Book in a time for those walks and revel in all that peace of mind (I’m not saying anything about the wine).

More messages from your neighbours
3 days ago

Husband behind bars: How prison affected me and my kids

Josephine Franks Reporter from Central Leader

Kia ora neighbours. A brave Auckland woman has shared her experience of what life was like with her husband behind bars, and the last effecting it's had on her and her children.

She's calling on the government to do more to support families of prisoners.

You can read her powerful account via the read more button below.

(Add NP if you do not wish your comment to be used in print.)

20 minutes ago

A stronger school culture, greater resilience and more kindness.

The Team from Graeme Dingle Foundation

Those are the benefits that Paul Barker, Principal of Kaeo School is seeing in his Northland school thanks to the Kiwi Can programme.

2 hours ago

Poll: Do you intend to vote in the upcoming local council elections?

The team from Neighbourly.co.nz

It will soon be time to have your say on who represents your community by voting in the 2019 local elections. Do you intend to vote?

Do you intend to vote in the upcoming local council elections?
  • 63.6% Yes definitely, democracy is vital
    63.6% Complete
  • 24.7% Maybe, I'm struggling to find anyone I want to vote for
    24.7% Complete
  • 11.7% No, I just can't be bothered with local councils
    11.7% Complete
154 votes