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Denham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are … View moreDenham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are you looking for expert legal advice, and the best possible legal outcomes? If you want to work with lawyers with deep respect and genuine care for their clients, we might be a good fit for you.
Call 09 9856900 to schedule an appointment or visit us to discover more.
Brooke Glasgow and Emma Boad
Denham Bramwell, Albany Office Partners.
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
… View more🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
During this past month I have performed many repairs, small building and upgrading jobs in several homes on the North Shore, my area work base. I’m a Sole Charge operation, all discussion and quoting, project management and product purchase, then doing the work myself.
I have a fellow builder … View moreDuring this past month I have performed many repairs, small building and upgrading jobs in several homes on the North Shore, my area work base. I’m a Sole Charge operation, all discussion and quoting, project management and product purchase, then doing the work myself.
I have a fellow builder mate to help on some of my jobs, between us we have at least 90 years experience, not bad for 2 guys. I’ve been swinging a hammer for over 5o years and Mike 40 years.
I specialise in small jobs, all those little things that should be adjusted, repaired or replaced and you keep putting off, simply because you don’t know how or where to get your maintenance brought up to scratch.
Please realise it’s way more cost effective to keep up to date with your maintenance than leave it and find that the original problem has now helped wear out something else. Now you have more than one piece to be fixed and subsequently, you guessed it, the job will cost more.
I don’t charge for my first visit, yes, Free. We can discuss your maintenance job be it big or small.
Feel free to contact me.
bruceurlich1@gmail.com text or call Bruce 0212121480
Thanks to Google my website is broken.
This warming Hāngi recipe, created by Joy from Murray Halberg Village, serves six people with plenty of leftovers to enjoy the next day. Serve hot and enjoy with family or friends on a chilly winters night.
Click read more for the full recipe.
Hi Neighbours. A pair of red/gold reading glasses were lost in Mairangi Bay on Saturday. My friend said she did a walk along the natural stone to Campbell's Bay & dropped her glasses somewhere along the way. If you have found them, please call/text Tina 02102103444. Or message me 027 … View moreHi Neighbours. A pair of red/gold reading glasses were lost in Mairangi Bay on Saturday. My friend said she did a walk along the natural stone to Campbell's Bay & dropped her glasses somewhere along the way. If you have found them, please call/text Tina 02102103444. Or message me 027 3862680 😄 Much appreciated. Cheers Helen
Does this sound familiar? Are you one of the kiwi families concerned about your future?
Call me to discuss your options.
#mortgagebrokernz #NZMortgages #NZMortgagesnz #mortgagenz #nzmortgages #mortgage
Premium care just meters away form our village. Join our caring community, where passion thrives. Trust Terrace Kennedy House for exceptional care and meaningful connections.
It’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home … View moreIt’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home & garden content, convenient monthly home delivery, exclusive subscriber-only discounts, up to 27% off retail, and a Living Light luxury soy candle worth $56.90 when you become part of the NZ House & Garden community. *T&Cs apply.
Welcome to our English Conversation Group on every Wednesday 1pm - 2.30pm at Meeting Room 2. 😊 Join us for fun, laughter & new friendships. Everybody welcome! Each week has been a fabulous turnout. 👍 Easy parking. We appreciate a gold coin donation, but it is not mandatory. All proceeds … View moreWelcome to our English Conversation Group on every Wednesday 1pm - 2.30pm at Meeting Room 2. 😊 Join us for fun, laughter & new friendships. Everybody welcome! Each week has been a fabulous turnout. 👍 Easy parking. We appreciate a gold coin donation, but it is not mandatory. All proceeds will go to the church. Entrance is 8 -10 Penzance Road. Mairangi Bay. See you there! Cheers Helen😁
Times have changed and perhaps so has our societal rules around taking off hats when indoors. What are your thoughts?
Delve back into that garage or wardrobe! It's time to sell your gently-loved goods at The Neighbourly Winter (online!) Garage Sale
On Saturday 6th July, members will be online checking out the goods on offer so it's a great time to get rid of your winter clutter.
Maybe it's … View moreDelve back into that garage or wardrobe! It's time to sell your gently-loved goods at The Neighbourly Winter (online!) Garage Sale
On Saturday 6th July, members will be online checking out the goods on offer so it's a great time to get rid of your winter clutter.
Maybe it's time to realise that you're never going to use that snowboard or ski jacket, and that you really do have one too many heaters. Whatever it is, take a picture and put it on Neighbourly for locals to see.
As a zoo in Tāmaki Makaurau Auckland, Auckland Zoo is committed to enhancing the wellbeing of its communities and te ao Māori.
Bringing nature into your everyday life is proven to improve your physical and mental wellbeing – and the best part is that we can connect with nature everywhere!
… View moreAs a zoo in Tāmaki Makaurau Auckland, Auckland Zoo is committed to enhancing the wellbeing of its communities and te ao Māori.
Bringing nature into your everyday life is proven to improve your physical and mental wellbeing – and the best part is that we can connect with nature everywhere!
That's why for this Matariki, we're encouraging our communities to take time to reflect, renew and reconnect with Papatūānuku.
Watch how the Zoo's kaimahi connect with Papatūānuku
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