What would go in our 2023 NZ time capsule?
For a bit of fun, imagine we are making a time capsule to tell the future about life in New Zealand in 2023. What would you add to our time capsule?
Some ideas include:
A pair of Crocs
An air fryer
A poem written by ChatGPT
A PakNSave receipt
A teaspoon commemorating the Coronation of King Charles III
A copy of Prince Harry’s book “Spare”
A banner that says “Up the Wahs”
What would you put in there to sum up life in NZ this year?
Could the jury service process be improved?
Every year, thousands of New Zealanders are called up to serve as jurors in the High and District Courts, and it's an important way to contribute to your country.
But for some, jury service can be a huge disruption and a financial burden. Do you think changes could be made to our jury service system to address these challenges?
Do you know the answer?
What needs an answer but doesn’t ask a question?
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Breaking News: RBNZ Activates DTI Restrictions & Eases LVR Restrictions
From 1 July, the Reserve Bank of New Zealand (RBNZ) will be implementing the following changes:
DTI Restrictions Introduced
➖ 20% of new owner-occupier lending to borrowers with a DTI ratio over 6.
➖ 20% of new investor lending to borrowers with a DTI ratio over 7.
LVR Restrictions Easing
✔20% of owner-occupier lending to borrowers with an LVR greater than 80% (increased from 15%).
✔ 5% of investor lending to borrowers with an LVR greater than 70% (deposit requirement reduced to 30% from 35%).
If you are an investor or first home buyer with a low deposit, get in touch with adviceHQ to see how this helps you.
#adviceHQ #NZPropertyInvestor #FirstHomeBuyer #RBNZ #LVR #DTI
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