19 days ago

Sleep, please help me sleep

Willowgrove Consulting Limited

The Yogis not only stand on their heads but they also know the secrets to a great night sleep.

West meets East, and why learning from 3,000 years ago is relevant to us today.

Jon-Paul (J-P) financial adviser with 20 years industry experience will discuss what’s impacting our health and how … View more
The Yogis not only stand on their heads but they also know the secrets to a great night sleep.

West meets East, and why learning from 3,000 years ago is relevant to us today.

Jon-Paul (J-P) financial adviser with 20 years industry experience will discuss what’s impacting our health and how western medicine and rehabilitation approaches this, to give you an insight into the biggest contributor to the western health crisis we face, your lack of sleep!

Only good sleep relaxes the nervous system and it's associated disharmony. Join us this evening as Vandana Sivaranjini takes us step by step to understand the philosophy and structure of sleep and your wellbeing.

There is much we can learn from these Eastern professionals in this mad, mad world of fast food, internet addiction, and sleeping pills!

Booking for the 23rd of September RSVP for your space here wgcl.live...

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151 days ago

How we catch the flu from Aussie’s cold

Jon-Paul from Willowgrove Consulting Limited

While writing our last article on redundancy cover and why it should be considered, we had some additional thoughts while reading the research.

It highlighted for the average punter, just getting on with life, that they didn't necessarily have the time, energy, or inclination, to do the … View more
While writing our last article on redundancy cover and why it should be considered, we had some additional thoughts while reading the research.

It highlighted for the average punter, just getting on with life, that they didn't necessarily have the time, energy, or inclination, to do the research I had done. And even if they did, they may not have understood what they were seeing.

Therefore we've put this together to help you understand what's going on with the world around you, as it is changing. Hopefully, we can help you understand some of the things that might be going on in the business you work for or the market you are working in.

I talked about the changes to be expected in outsourcing of roles in my last article, and the market is suggesting we have more than a few headwinds ahead of us.

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184 days ago

Hey you kiwis

Willowgrove Consulting Limited

Yes, you the one with your head down keeping out of trouble. We need you right now!

202 days ago

Changing market conditions

Jon-Paul from Willowgrove Consulting Limited

We see and hear a lot of things from the market and people we work with, and on the most part its usually quite positive.

But recently we have had a raft of reports that suggest that we are in for some rough seas with our economy. Trade deficit double what was expected, tough housing market in … View more
We see and hear a lot of things from the market and people we work with, and on the most part its usually quite positive.

But recently we have had a raft of reports that suggest that we are in for some rough seas with our economy. Trade deficit double what was expected, tough housing market in Australia expected to be tougher, housing here softening significantly, and general job data fairly stagnant.

Therefore we think we are in for some impact from unexpected directions. Which suggests people need to be thinking about redundancy insurance in their plan, if a 3-6 month job loss is going to put you under pressure.

Softening Aussie markets mean less spending, which means less income for NZ, which impacts businesses here, and that flows through to jobs in ways most don't expect.

We’re already seeing movements, and we are starting to see more redundancies than we normally would.

www.willowgroveinsurance.co.nz...

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496 days ago

ACC and self-employed when it comes to claims

Willowgrove Consulting Limited

In the last few years, it has come to my attention that ACC's approach to weekly compensation claims for self-employed people is somewhat challenged.

This has been highlighted directly with a couple of situations with another colleague of mine and an ACC claim I have lodged myself.

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609 days ago

Moving House?

Willowgrove Consulting Limited

Want to avoid the drama of notifying everyone when you move, this service is da bomb! Setup your profile and you can notify many on where you have moved to in 1 click! Willowgrove is listed here to make it easy for our clients to get it done! imoved.me...

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667 days ago

Workplace Health & Safety

Jon-Paul from Willowgrove Consulting Limited

We have been advised with well-placed sources that Worksafe NZ has planned a compliance blitz on NZ owned businesses in December and January.

WorkSafe is not being lenient on this and has been imposing some significant penalties for not being compliant. With the H & S law that has now been … View more
We have been advised with well-placed sources that Worksafe NZ has planned a compliance blitz on NZ owned businesses in December and January.

WorkSafe is not being lenient on this and has been imposing some significant penalties for not being compliant. With the H & S law that has now been in place for 18 months, all business owners must be able to demonstrate upon request that they have a documented H & S plan that complies with the HSWA 2015 legislation in operation in their workplace.

Worksafe will be asking for an electronic version of the businesses systems and procedures to be supplied within 21 days.

This action appears to be a reaction by the new coalition government to stem the flow of the steady increase in workplace accidents and ACC claims over the past 12 months

What can you do, give us a call, we can mobilise to address this in your business quickly and cost-effectively.

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681 days ago

De-Stress or Stay Sick - What’s Your Choice?

Willowgrove Consulting Limited

Stress. We live with it and many of us can’t live without it. It has that canny ability to follow us wherever we go. Work, home or school, stress builds a kind of tower, adding one more bit on the top until it gets so high it falls over. Then when that happens, we start suffering the effects of … View moreStress. We live with it and many of us can’t live without it. It has that canny ability to follow us wherever we go. Work, home or school, stress builds a kind of tower, adding one more bit on the top until it gets so high it falls over. Then when that happens, we start suffering the effects of poor physical and mental health. That’s often the time when we decide it’s time to de-stress.

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715 days ago

Heath & Safety at Work

Willowgrove Consulting Limited

What does health & Safety mean to you? Pain in the butt or a way to get workers home at night? Probably both, but you do need to take action.

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722 days ago

New treatments hitting the market

Willowgrove Consulting Limited

Ibrance (palbociclib) for treating breast cancer is one of the latest, at $6k per month it's expensive.

Some medical insurance providers will pay for this most existing policies won't.

It does need to pass MedSafe approval before insurers who do pay for unfunded medicines will fund… View more
Ibrance (palbociclib) for treating breast cancer is one of the latest, at $6k per month it's expensive.

Some medical insurance providers will pay for this most existing policies won't.

It does need to pass MedSafe approval before insurers who do pay for unfunded medicines will fund it. More on the various treatment options here.

725 days ago

When is the right policy the wrong policy? Like your car, when you don't service it!

Willowgrove Consulting Limited

The longer answer is all about the claim and it's highlighted well in this article Insurance company refuses to cover auckland mum with rare illness

I feel for the family involved, it's not the outcome, as an insurance adviser, we like to see. It's not the outcome as a … View more
The longer answer is all about the claim and it's highlighted well in this article Insurance company refuses to cover auckland mum with rare illness

I feel for the family involved, it's not the outcome, as an insurance adviser, we like to see. It's not the outcome as a policyholder or as a human being we want either.

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802 days ago

What's is BMI and how does it apply to my insurance?

Jon-Paul Hale from Willowgrove Consulting Limited

Let us start with what is BMI?
BMI stands for Body Mass Index. It is a medical tool used by the medical profession to assess someone's approximate body fat.

BMI is a function of a person's height and weight. Doctors often use this in conjunction with a person’s waist measurement to … View more
Let us start with what is BMI?
BMI stands for Body Mass Index. It is a medical tool used by the medical profession to assess someone's approximate body fat.

BMI is a function of a person's height and weight. Doctors often use this in conjunction with a person’s waist measurement to get a more accurate understanding of how healthy a person's weight is.

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809 days ago

Applying for cover, the application form

Jon-Paul Hale from Willowgrove Consulting Limited

From time to time, I hear key staff from insurance companies speak at training and development sessions I attend. A recent one I heard from a key person in charge of operations. This person oversees both the underwriting (your application) and claims (where you get paid)

What was interesting to … View more
From time to time, I hear key staff from insurance companies speak at training and development sessions I attend. A recent one I heard from a key person in charge of operations. This person oversees both the underwriting (your application) and claims (where you get paid)

What was interesting to hear was the statement ‘Where there is adviser guidance with the application; the client generally has a better outcome at claim.’

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816 days ago

Why should you regularly review your personal insurance

Jon-Paul Hale from Willowgrove Consulting Limited

One simple reason; your risk situation changes. Surprisingly so. I have found many situations where what was covered and covered reasonably well, is not only months later.

For example, a new client I was talking to had a cover that was only a few months old. The situation had changed quite … View more
One simple reason; your risk situation changes. Surprisingly so. I have found many situations where what was covered and covered reasonably well, is not only months later.

For example, a new client I was talking to had a cover that was only a few months old. The situation had changed quite quickly following a relationship break up, quite a bit of debt had been taken on as a result. The life cover taken was no longer sufficient to cover this and the repayment insurance they had, now has a significant shortfall.

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821 days ago

Got life cover? Did you work with an adviser? No? Maybe you should with these exclusions

Willowgrove Consulting Limited

I was reading a policy working recently and it had a definition of death in it that I found humorous. Not that dying is humorous but the way it was written was.

Death/Dies - Means irreversibly dead with no possibility of resuscitation.

It was along the lines of doh! yeah already, it’s life … View more
I was reading a policy working recently and it had a definition of death in it that I found humorous. Not that dying is humorous but the way it was written was.

Death/Dies - Means irreversibly dead with no possibility of resuscitation.

It was along the lines of doh! yeah already, it’s life cover, you’re dead it pays, what’s hard about that.

Thinking about it, we’ve had stories reported in the media about people being pronounced dead, then waking up in the morgue or the autopsy table, some hours/days later.

I’d hate to be that person, but then the alternative of actually being dead, isn’t a great thought either.

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