Should we have contents insurance when renting a home?
When you’re renting a house, it can be easy to think of insurance as your landlord’s problem.
You’re just the tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸📱🚲🏌️🏄🏋️👕👖👢🏏🏒🎹 🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time including what's important to your kids!
That’s where contents insurance comes in.
Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV, fridge/freezer, coffeee machine or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more info about real estate
📱0274 951 536
My advice is given freely and without obligation.
Poll: Should we be giving the green light to new mining projects? 💰🌲
The Environmental Protection Authority announced this week that a proposed mine in Central Otago (near Cromwell) is about to enter its fast-track assessment process. A final decision could come within six months, and if it’s approved, construction might start as early as mid-2026.
We want to know: Should mining projects like this move ahead?
Keen to dig deeper? Mike White has the scoop.
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53.2% Yes
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46.8% No
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