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Venetian plaster finishes are on-trend at the moment, so why not recreate this look at home and cover that unsightly rangehood at the same time? Find out how to create your own with Resene Sandtex and these easy step by step instructions.
The festive season is nearly here—what better way to celebrate than by giving yourself or others the chance to win a stunning, brand-new home in Clarks Beach, Auckland!
Valued at over $1 million, this fully furnished home features three bedrooms, plus a spacious open-plan kitchen, living, and … View moreThe festive season is nearly here—what better way to celebrate than by giving yourself or others the chance to win a stunning, brand-new home in Clarks Beach, Auckland!
Valued at over $1 million, this fully furnished home features three bedrooms, plus a spacious open-plan kitchen, living, and dining area.
Make it your dream home, a holiday retreat, a rental property, or sell it—the choice is yours!
Tickets are just $15 each, and every purchase helps fund life-saving heart research. Get yours today at heartlottery.org.nz.
Create a peaceful holiday routine by winding down early. Sip some hot cocoa and enjoy the calm before the holiday hustle!
# Beds4U #HolidaySelfCare #BetterSleep #SleepTips
There's new ones every year, some become classics and some are not so good. What do you consider your favourite Christmas song.
And more importantly, what song would you ban? Share below!
Helping Your Kids Buy a Home: Using the "Bank of Mum and Dad" the Right Way
These days, getting on the property ladder is no small feat. For many young buyers, the Bank of Mum and Dad has become a key resource. While helping your kids secure their first home can be incredibly … View moreHelping Your Kids Buy a Home: Using the "Bank of Mum and Dad" the Right Way
These days, getting on the property ladder is no small feat. For many young buyers, the Bank of Mum and Dad has become a key resource. While helping your kids secure their first home can be incredibly rewarding, it’s important to approach it with care to protect your finances—and your family relationships. Here’s how to support your kids wisely and set everyone up for long-term success.
1. Start with an Open Conversation
Before diving into numbers, have a clear, honest conversation with your kids. What are their goals? How much do they need? And just as importantly, what can you realistically provide without compromising your own financial security? Open communication lays the foundation for a smooth and stress-free process.
2. Assess Your Financial Position
It’s natural to want to help, but make sure you’re not stretching yourself too thin. Look closely at your savings, retirement plans, and other financial commitments. A frank discussion with a financial advisor can help you determine how much you can offer without putting your future at risk.
3. Know the Ways You Can Help
The “Bank of Mum and Dad” isn’t just about handing over cash. You might:
- Gift a deposit: A straightforward option, but be aware of potential tax implications.
- Loan the money: If you go this route, it’s a good idea to formalise the agreement.
- Act as a guarantor: This involves using your assets to back their loan, which comes with risks.
Each option has its pros and cons, so take the time to explore what works best for everyone.
4. Get Professional Advice
Property transactions with family can be complex. Consulting a lawyer or financial advisor ensures you understand the legal and financial implications. They can help you navigate tax considerations, create formal agreements, and protect everyone’s interests. A bit of professional guidance now can save a lot of stress later.
5. Set Clear Terms and Boundaries
To avoid misunderstandings, it’s crucial to establish clear terms from the beginning. If you’re gifting money, make sure it’s understood as a gift. If it’s a loan, agree on repayment terms, timelines, and whether interest will apply. These boundaries help maintain trust and ensure everyone is on the same page.
6. Think About Long-Term Implications
While it’s wonderful to help your kids buy a home, consider how it fits into your bigger picture. Will this impact your retirement plans or other financial goals? You’ve worked hard for your security—make sure helping them doesn’t put it at risk.
7. Foster Accountability
It’s important that your kids understand the value of your support and handle it responsibly. Encouraging them to budget wisely, meet financial obligations, and stick to any agreements can help them build a strong foundation for their future.
8. Celebrate the Milestone!
Helping your kids buy their first home is a big deal, and it deserves to be celebrated. Whether it’s a family dinner or simply raising a toast, take time to enjoy this special milestone together.
The Bottom Line
As a parent, being able to help your kids buy a home is an incredible gift, but it’s one that requires thoughtful planning. By having open conversations, setting clear boundaries, and seeking professional guidance, you can provide meaningful support without jeopardising your own financial security. Done right, the Bank of Mum and Dad can be a stepping stone to their future—and a lasting investment in your family’s legacy.
Contact me for any real estate questions you and your family would like advice on. My advice is given freely and without obligation.
Pack your bags, hit the open road, or set sail on your next big adventure. With Ryman’s lock-and-leave-style living, you’re free to explore without worrying about home maintenance or security.
While you’re off enjoying life, we’ll take care of everything back home – from mowing the … View morePack your bags, hit the open road, or set sail on your next big adventure. With Ryman’s lock-and-leave-style living, you’re free to explore without worrying about home maintenance or security.
While you’re off enjoying life, we’ll take care of everything back home – from mowing the lawns to watering the garden, pulling weeds, and even cleaning the windows.
Ryman residents are free to embrace adventure because they're not tied down with home maintenance stress and security worries. They're rediscovering lost passions and plunging headfirst into new ones whenever they feel like it.
Click find out more to discover the lifestyle.
It's well over a year since the 2023 election. Whether you were pleased with the result or not, we'd love to know how you are feeling about the changes the government have made so far?
Share your thoughts below.
Hi neighbours,
I am looking for recommendations for an affordable, qualified heatpump/ aircon installer.
Many thanks 😃
William Sanders resident Suellen loves Christmas and the joy of having family close by. To make the holiday season easier, she shares her favourite tips and hacks. From decorating with lights and faux snow to prepping meals ahead of time and using reusable gift bags, Suellen’s ideas help bring … View moreWilliam Sanders resident Suellen loves Christmas and the joy of having family close by. To make the holiday season easier, she shares her favourite tips and hacks. From decorating with lights and faux snow to prepping meals ahead of time and using reusable gift bags, Suellen’s ideas help bring festive cheer without the stress. Whether you're looking for budget-friendly options or simple ways to enhance your celebrations, these tips will make your Christmas brighter and more enjoyable.
Click read more for Suellen’s tips.
A Wellington man was wrongly issued a parking fine and spent over 40 hours going back and forward with Hutt City Council about it.
Have you ever been unfairly fined?
Why not gift them a magazine subscription tailored to their interests? This Christmas, find the perfect gifts at Mags4Gifts! We're offering up to 30% off a wide range of magazines – there’s something for everyone in your whanau!
Whether you’re searching for a thoughtful secret Santa … View moreWhy not gift them a magazine subscription tailored to their interests? This Christmas, find the perfect gifts at Mags4Gifts! We're offering up to 30% off a wide range of magazines – there’s something for everyone in your whanau!
Whether you’re searching for a thoughtful secret Santa gift or something special to put under the tree, we’ve got you covered with a great selection for all interests.
Don’t miss out – shop now at Mags4Gifts.com and enjoy the savings!
Garage sale at 22 McFetridge Lane, Ohauiti, Tauranga.
Start at 9 am till 1 pm
Women clothes and shoes
Household stuffs...etc
Everything must be gone as moving to other country soon
Bring your own bag to 5 Clifden Terrace Te Puke - lovely organic Goldfruit last of the season. This weekend only. Wheelbarrow full by the letterbox, come and help yourself to the fruit - not the wheelbarrow. Bring your own bag or box.
At Triton Hearing, we believe you should make the most of the holiday season and the moments that matter.
That’s why we’re excited to introduce our revolutionary new Infinio Sphere devices. With cutting-edge technology delivering double the speech clarity*, you’ll hear every joke, every … View moreAt Triton Hearing, we believe you should make the most of the holiday season and the moments that matter.
That’s why we’re excited to introduce our revolutionary new Infinio Sphere devices. With cutting-edge technology delivering double the speech clarity*, you’ll hear every joke, every story, and every cheer like never before.
This festive season, don’t just be present - be at the heart of the fun.
Sonova proprietary research (2024), visit hearmore.co.nz to learn more.
Give your furry best friend a shaded and comfy outdoor nap spot finished in Resene Waterborne Woodsman English Walnut.
Find out how to create your own with these easy step by step instructions.
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