Posts by Matt Wineera - Thats Real Estate with Matt Wineera
307 days ago

What is a House Deposit?

Matt from Matt Wineera - Thats Real Estate with Matt Wineera

💰 The Journey to Your House Deposit – Made Simple! 🏡
Saving for a home deposit might seem like a big mission, but with the right strategy, you’ll be unlocking that front door in no time! 🚪✨

What’s a House Deposit?

It’s the upfront amount you pay when buying a home calculated as a percentage of the total property price—usually 10% in NZ and 20% in Australia. It’s your ticket to getting that mortgage and securing your dream property!

Top Tips to Grow Your Deposit Faster

💡 Budget Like a Boss – Track your income, spending, and savings. Little tweaks can make a big difference! Look at areas where you can cut costs without compromising your lifestyle.

🏦 Automate Your Savings – Set up automatic transfers to a dedicated account. Out of sight, out of mind, but growing!

💰 Look Into Government Schemes – First-time buyers, there might be help available—don’t leave free money on the table!

📈 Get Smart with Investments – A financial advisor can help you make your savings work harder.

Beyond the Deposit – What’s Next?

🔍 Find the Right Property – Research locations, property trends, and future growth potential.

🏡 Sort Your Mortgage – Talk to a mortgage broker to find the best loan option for your budget.

Patience Pays Off!

Saving for a house takes time, but every dollar gets you closer to your dream home. Stay focused, get advice when needed, and before you know it—you’ll be stepping into your very own place! 🔑

Remember, the key lies not just in reaching your financial goal but in embarking on a homeownership journey that aligns with your aspirations and sets the stage for a secure future.

I'm available for real estate advice and tips. My advice is given freely and without obligation

#HouseDeposit #FirstHomeBuyer #SavingTips #DreamHome #FinancialFreedom

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More messages from your neighbours
1 day ago

Poll: Do you set New Year’s resolutions?

The Team from Neighbourly.co.nz

🎉 2026 is almost here!

We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?

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Do you set New Year’s resolutions?
  • 10.2% Yes! New Year, New Me
    10.2% Complete
  • 20.3% Yes - but I rarely stick to them
    20.3% Complete
  • 69.5% Nah - not for me
    69.5% Complete
636 votes
4 hours ago

Morning Aches Are Optional - Let’s Start the Year Sleeping Better

Beds4U - Tauranga

Hey neighbours,

Waking up with sore shoulders and stiff mornings? Here’s the plot twist - it might actually be your mattress (and pillow) letting you down.

It’s the perfect time to upgrade. New Year, New Bed! Our Boxing Day Sale is still on, so why not treat yourself to a mattress that actually supports you and helps you wake up refreshed? Side sleeper? Back sleeper? Tossing and turning? We’ve got tips and solutions for every kind of snoozer.

Don’t settle for mornings that hurt, your bed should work with you, not against you. Curious about how your mattress could be affecting your shoulders? Check out our blog: beds4u.co.nz...

Find your nearest Beds4U store here: beds4u.co.nz/store-locator
Browse all Boxing Day deals: beds4u.co.nz/boxing-day

Here’s to starting 2026 waking up refreshed, because mornings should feel amazing!

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14 days ago

Scam Alert: Fake information regarding December Bonuses from MSD

The Team from Neighbourly.co.nz

The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’

If you get suspicious communication, please contact Netsafe.

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