First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
🎉The Riddler wants to hear from you 🫵
🧩 Got a riddle that can stump your Neighbourly community? Share your brain teasers with us and watch your neighbours scratch their heads 😕🤔❓
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Today’s Mind-Bender is the Last of the Year! Can You Guess It Before Everyone Else? 🌟🎁🌲
I dance in the sky with green and gold, a spectacle few are lucky to behold; I’m best seen in the south, a celestial sight—what am I, lighting up the New Zealand night?
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
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Keep safe and happy in Hawke’s Bay these holidays
As holiday-makers enjoy their time in the sunny Hawke’s Bay, Police have advice for both locals and visitors about how to ensure we head into 2026 on a high note.
Inspector Lincoln Sycamore, Hawke’s Bay Area Commander, says he wants everyone to have a safe and enjoyable New Year in our region.
“We welcome you if you’re in Hawke’s Bay to enjoy the weather, food, and everything else our area has to offer. Respect each other, don’t overindulge and make good decisions. Don’t be ‘that person’ who ruins it for everyone.”
🔵 Staff deployed across Hawke’s Bay, to beaches, events and more
“Keep yourselves safe and look after each other,” says Inspector Sycamore.
There will be a strong Police presence in traditional holiday hotspots across our region, including our beautiful beaches.
We all have a responsibility to ensure our friends and loved ones are safe this summer, so keep an eye out and report any concerns you have.”
🔵 Visible presence on Hawke’s Bay roads: If you can’t follow road rules, expect to see red and blue in your rear-view.
Inspector Sycamore says officers will continue to be out on our roads, targeting unsafe drivers.
“Alcohol continues to be a factor in a number of crashes across the region, and we will continue to set up checkpoints and breath test drivers,” he says.
"Wear your seatbelt, don’t drink and drive, stay off your phone and make sure you’re rested."
🔵 When you’re shopping, we’ll be watching
As you flash your cash at the holiday sales, Police beat teams will be conducting routine patrols through retail areas right into the New Year.
Inspector Sycamore says officers will be checking in with local store workers and members of the community.
If you feel unsafe or have concerns about dangerous, illegal or suspicious behaviour, call Police on 111.
For non-urgent concerns you can call 105 or visit www.police.govt.nz... and report the incident online.
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