159 days ago

Another RBNZ Flip-Flop

Financial Adviser, Director from adviceHQ

Another RBNZ flip-flop last week — holding the OCR at 3.25% and stirring up more uncertainty with talk of potential cuts later, despite their mandate to promote stability.

📉 Most economists and market watchers still agree: we’re at or near the bottom of the interest rate cycle, with maybe one or two modest cuts to come — depending on how the economy tracks. This is reflected in the 2yr swap rate (which influences bank funding and fixed-rate pricing), which has remained relatively flat over the past 3mths.

🤔 Which begs the question — why not cut 0.50% last time and then hold, instead of adding more uncertainty?

What hasn’t changed is the value of independent financial advice to help make smart decisions — whether you’re refixing, refinancing or restructuring.

#adviceHQ #independentfinancialadvice #mortgagerates #RBNZ #ocr

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More messages from your neighbours
1 day ago

Poll: 🗑️ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?

The Team from Neighbourly.co.nz

Aucklanders, our weekly rubbish collections are staying after councillors voted to scrap a proposed trial of fortnightly pick-ups.

We want to hear from you: would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?

Keen for the details? Read up about the scrapped collection trial here.

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🗑️ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
  • 81.5% Same!
    81.5% Complete
  • 18.5% Would have liked to try something different
    18.5% Complete
151 votes
26 days ago

Some Choice News!

Kia pai from Sharing the Good Stuff

Many New Zealand gardens aren’t seeing as many monarch butterflies fluttering around their swan plants and flower beds these days — the hungry Asian paper wasp has been taking its toll.

Thanks to people like Alan Baldick, who’s made it his mission to protect the monarch, his neighbours still get to enjoy these beautiful butterflies in their own backyards.

Thinking about planting something to invite more butterflies, bees, and birds into your garden?

Thanks for your mahi, Alan! We hope this brings a smile!

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4 days ago

Scam Alert: Fake information regarding December Bonuses from MSD

The Team from Neighbourly.co.nz

The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’

If you get suspicious communication, please contact Netsafe.

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