Posts by adviceHQ
582 days ago

Breaking News: RBNZ Activates DTI Restrictions & Eases LVR Restrictions

Financial Adviser, Director from adviceHQ

From 1 July, the Reserve Bank of New Zealand (RBNZ) will be implementing the following changes:

DTI Restrictions Introduced
➖ 20% of new owner-occupier lending to borrowers with a DTI ratio over 6.

➖ 20% of new investor lending to borrowers with a DTI ratio over 7.

LVR Restrictions Easing
✔20% of owner-occupier lending to borrowers with an LVR greater than 80% (increased from 15%).
✔ 5% of investor lending to borrowers with an LVR greater than 70% (deposit requirement reduced to 30% from 35%).

If you are an investor or first home buyer with a low deposit, get in touch with adviceHQ to see how this helps you.

#adviceHQ #NZPropertyInvestor #FirstHomeBuyer #RBNZ #LVR #DTI

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More messages from your neighbours
2 days ago

Poll: Do you set New Year’s resolutions?

The Team from Neighbourly.co.nz

🎉 2026 is almost here!

We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?

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Do you set New Year’s resolutions?
  • 10.3% Yes! New Year, New Me
    10.3% Complete
  • 20.3% Yes - but I rarely stick to them
    20.3% Complete
  • 69.3% Nah - not for me
    69.3% Complete
688 votes
9 hours ago

🎉The Riddler wants to hear from you 🫵

The Riddler from The Neighbourly Riddler

🧩 Got a riddle that can stump your Neighbourly community? Share your brain teasers with us and watch your neighbours scratch their heads 😕🤔❓

Send us your tricky puzzles!

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16 hours ago

Help Needed: Peat, Straw, and Moisture Control for Tiger Worms in Castor Bay

Diana from Castor Bay

Hello, neighbors! I’m in Castor Bay and currently caring for my tiger worms. I’ve encountered some moisture issues and am looking for materials like peat, straw, or anything that can help with moisture absorption. I’d also appreciate any advice on preventing clogging in the drainage pipe to ensure proper drainage. If anyone has extra peat, straw, or can share some helpful tips, I’d be really grateful! Thank you so much for your support, especially during the holiday season
Best wishes,
Diana