What's your experience with pre-fabricated homes?

Kelly Dennett Reporter from Sunday Star Times

The Sunday Star-Times is looking into the rise of transportable/ kit-set/ pre fabricated homes. The upsides are build-efficiency, quality of design, and cost. The downsides appear to be land supply, red-tape with council and difficulty getting lending from banks. If you're willing to share your experience - good or bad - email kelly.dennett@stuff.co.nz, otherwise leave a comment. Is there an aspect of transportable housing you'd like us to enquire about for you?