Plan for your future
Birger and Kathy are grateful for the financial certainty Ryman provides them. Their fixed base weekly fee provides security for their retirement.
"You have a reduction in your living costs and the fixed fee just gives you that assurance."
Response to regifting presents
My mind tends to wander:
I do not see any problem with regifting it back to the person who gave it, they obviously liked it. In fact, that might work out well as you buy the present you want, then gift it to someone you know who will gift it back.
Perfect, no decision needs to be made about Xmas presents
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