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Jill Smith from Citizens Advice Bureau Far North (CAB)
A credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The … View moreA credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The higher the score, the better your rating. Businesses, banks and other organisations you engage with may look at your credit report to help them decide if they want to do business with you.
You have a right to free access to your credit record. You will usually receive your record within 10 days of applying for it. You may need to pay a fee if you need it quicker than that (within three working days). A credit reporting company cannot charge you more than $10 (including GST) to process your credit report application.
In New Zealand, there are three credit reporting agencies. If you want a full check of your credit record, you need to get a credit report from each of them:
👉Centrix – My Credit Report
👉illion - register to get your free credit report
👉Equifax - My Credit File
Our Bureau re-opens today from 9.30 a.m. to 3.30 p.m. Monday to Thursday and 9.30 a.m. to 12.30 p.m. on Friday. Please call us on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Pop in and see us at 6 Cobham Rd., Procter Library Building, Kerikeri.
Jill Smith from Citizens Advice Bureau Far North (CAB)
Our wonderful team of volunteers have so far handled 2,304 enquiries for 2024. Our top 10 related to Legal Services, Relationships, Rental Housing, Consumer Law, Conditions of Work, Death, Law Enforcement, Courts, Domestic Ownership & Rights of the Individual.
We know from listening to your … View moreOur wonderful team of volunteers have so far handled 2,304 enquiries for 2024. Our top 10 related to Legal Services, Relationships, Rental Housing, Consumer Law, Conditions of Work, Death, Law Enforcement, Courts, Domestic Ownership & Rights of the Individual.
We know from listening to your concerns and discussing options to help you move forward, that our contribution is a very positive one and one we feel privileged to offer.
Our last day for the year will be on Friday 20 December from 9.30 a.m. to 12.30 p.m. We will be back to take your enquiries from 6 January 2025. Meantime, keep following our facebook page and invite your friends to follow us.
Up until 20 December we will be open Monday to Thursday from 9.30 a.m. to 3.30 p.m. and Friday 9.30 a.m. to 12.30 p.m.
Please give us a call on 09 407 9829 or 0800 367 222. Email farnorth@cab.org.nz. Pop in & see us at 6 Cobham Road, Procter Library Building, Kerikeri.
Jill Smith from Citizens Advice Bureau Far North (CAB)
"Many of our clients cannot afford a lawyer and come to us for advice. We listen to their concerns and provide information to help them understand their situation and the options that are available. While we are not lawyers, if required, we can refer clients to those who might be able to … View more"Many of our clients cannot afford a lawyer and come to us for advice. We listen to their concerns and provide information to help them understand their situation and the options that are available. While we are not lawyers, if required, we can refer clients to those who might be able to provide more in depth legal advice. Check out this link for more information - www.cab.org.nz...
To provide you with background information before you see a lawyer, please give us a call on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Visit us at 6 Cobham Rd., Procter Library Building, Kerikeri."
Jill Smith from Citizens Advice Bureau Far North (CAB)
LET'S TALK ABOUT MAKING A WILL. Check out these links on who can make a will & what a will should contain - www.cab.org.nz...
If you haven't made a will, we strongly urge you to do so. When a loved one is dealing with grief, and then discovers their partner or family member … View moreLET'S TALK ABOUT MAKING A WILL. Check out these links on who can make a will & what a will should contain - www.cab.org.nz...
If you haven't made a will, we strongly urge you to do so. When a loved one is dealing with grief, and then discovers their partner or family member hasn't made a will, it just adds to an already stressful time. Please check this link out for more information - www.cab.org.nz...
While we at CAB cannot draw up your will, we can help you think about how to go about it.
Give us a call on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Visit us at 6 Cobham Rd., Procter Library Building, Kerikeri.
Jill Smith from Citizens Advice Bureau Far North (CAB)
2483 enquiries were handled by our volunteers over the past year. You will see from our graph below, most of these enquiries are legal related. Imagine the fee for 2483 hours of business!
A BIG THANK YOU TO OUR VOLUNTEERS WHO HAVE SERVED OUR FAR NORTH COMMUNITY SO WELL OVER THE PAST 40 … View more2483 enquiries were handled by our volunteers over the past year. You will see from our graph below, most of these enquiries are legal related. Imagine the fee for 2483 hours of business!
A BIG THANK YOU TO OUR VOLUNTEERS WHO HAVE SERVED OUR FAR NORTH COMMUNITY SO WELL OVER THE PAST 40 YEARS.
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