63 days ago

Should councillors get subsidised childcare?

Denise Piper Reporter from The Bay Chronicle

Northland Regional Council has voted in favour of councillors getting a childcare allowance. What do you think? Vote in the story or comment below (please put NFP if your comments are not for publication).

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More messages from your neighbours
3 hours ago

Being Kiwi: Have you experienced racism?

Stacey Reporter from Stuff

New Zealand is renowned for being friendly and welcoming but is that true for everyone?

Stuff is asking readers to share their experiences of racism by taking part in this short survey.

Being Kiwi is a project looking at the experiences of life in New Zealand for people of all cultures. It calls for the collection of official statistics on hate crimes, looks at discrimination in our schools and takes a stroll through Auckland, now one of the most diverse cities in the world.

To take part in the survey, click here

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10 hours ago

State of the Art Living with Boat Ramps nearby

The Team from Neighbourly Property

Make a true lifestyle choice - enjoy exceptional living and go boating as often as you like! There are 4 boat ramps and Doves Bay Marina located within 15 minutes' drive of this new executive home which is only 9km from Kerikeri CBD.
It's difficult to describe the exacting standard of workmanship evident throughout this executive home. Every item - from construction and finishing to the fixtures and fittings - are of the highest standard.
Commanding an elevated view, with a panoramic rural backdrop towards the Kerikeri Inlet, each room is designed to show off the expansive outlook.
Styled around a central living space, the contemporary home offers 4 king sized bedrooms, 2 luxury bathrooms, office, separate lounge, and an open plan kitchen/dining area, complemented by a butler's pantry.
Double garage with internal access and high gauge garage door for all your toys, with plenty of extra outdoor parking available.
Experience optimal indoor/outdoor living on the private deck, created by stunning multi-stacking slider doors. Enclosed on three sides, the verandah offers dining and entertaining possibilities whatever the weather.
No expense has been spared - the list of quality items goes on and on:
Daikin air-conditioning system, Englefield bathroom fixtures, top of the range Electrolux cooking facilities, stone kitchen worktops, durable laminate flooring, luxurious carpets, porcelain tiles, featured timber accents.
Newly landscaped on its own 2 acre section, this property is sure to appeal to the discerning buyer seeking the ultimate Bay of Islands lifestyle.
The cosmopolitan hub of Kerikeri is a short distance away.

Or check out a 360 degree walk-through Virtual Tour at
livetour.istaging.com...


CV:$1,375,000 AGE: 2018 RATES: $2,275.53*(APPROX)
CONSTRUCTION: WEATHERBOARD/ SPECIALISED PLASTER SYSTEM
ROOF: METAL TILE HEATING: DAIKIN SYSTEM
GARAGE: DOUBLE GARAGE PLUS PLENTY OF OFF ROAD PARKING
WATER:2 X TANK SEPTIC:BIO CYCLE

3 days ago

Time To Stash Your Cash Folks?

Geoff from Bay of Islands

Time To Stash Your Cash Folks?

A while ago, I wrote a piece somewhere titled “Stash Your Cash.” I decided, in view of receiving this www.youtube.com... today from a very good friend, that it might be time to revisit the idea. Before doing so, the guy goes on about “banks printing money.” Banks do NOT print money these days, they simply tap a few computer keys and create DEBT out of thin air. When you see tv news clips of printing presses churning out masses of bank notes, it is all distrsction and disinformation. If you got to www.rbnz.govt.nz... you will see that there is a grand total of NZ$6,523,841,000.00 in notes and coins in circulation. Go here www.rbnz.govt.nz... and you will see how much money is in the banks. NZ$318,977,000,000.00. Think about this. When you put money into an account, you are supposed to be able to withdraw it in cash (legal tender) if there is only NZ$6,523,841,000.00 in cash in existance,how would folks get paid if they all wanted their money at the same time for whatever reason? Here are a couple of other questions (1) What does the bank do with the money that you put into the account (2)Does the money in the account remain your money or does it become the bank's money?

OK, back to the video www.youtube.com... At the 7 minute mark he talks about visiting a pension, listen carefully. The pension fund was going to sell negative yielding bonds, take the money in BANK NOTES and put it is a vault. Is there a lesson here? This www.independent.co.uk... is anrticle from way back in September 2016 headlined “Swiss savers are storing cash in boxes in order to tackle negative interest rates” Swiss companies withdrawing cash, storing it and buying insurance because insurance costs less than the negative interest charged by banks! Herefinance.yahoo.com... is another one from just a few weeks ago and how about this www.stuff.co.nz... for one closer to home?

Moving right along, at the 12 minute mark he suggests going to usdebtclock.org... I used to check the NZ Debt clock commodity.com... each day, haven't for while, but did after hearing this. In the debt figure of just under NZ$134 BILLION, there is no reference to Unfunded liabilities and her's why “The debts of state-owned enterprises are not included and neither are obligations for future state and Civil Service pensions, nor the risk of guarantees given to the nations’ bank depositors”. The reference to “bank depositors” is irrelevant at present as the new deposit guruantee wcam has yet to be set up, but what about the “future state and Civil Service pensions,” I wonder if those liabilities have been “funded.”

Where oh where have our gold reserves gone, oh where oh where can they be? Remember the nursery rhyme, “Where oh where has my little dog gone? We might ask the same about New Zealand's gold reserves. The RBNZ told me, in a recent e mail, that the RBNZ has no gold. Interesting. As of 30 August 1961, New Zealand had 986,908.66 ounces of gold which in those days was valued at NZ$35.00 per ounce. On 31 August 1961, the NZ Government “sent “969,023.03 ounces to the IMF and others. That left a balance of 15,885.63 ounces with the RBNZ . I wonder where that went. Think about this, in 1961 , 986,908.66 ounces at US$35.00 per ounce would have been worth US434,471,803.10. Today at US$1,500.00 per ounce it would be worth US$ 1,477,362,990.00 (NZ$2,411,351,872) I wonder if the IMF and others still have what we sent and what happened to the 15,885.63 ounces remaining here, which would be worth US%23,828,445 (NZ$38,892,787.93) Interesting eh?

Might be an interesting story for Rob Stock's weekly “Money Matters” Opinion piece in the Bay Chronicle at least.