608 days ago

Equity Partnership Seminar (free)

Mark Fabish from

Farmers,
Learn about equity partnerships and our personality profiling program to assist bringing parties together in Joint ventures.Come to our seminar at 171 Thames St, Morrinsville on 20th February at 7pm to hear our array of speakers including accountants and solicitors explain a little more … View more
Farmers,
Learn about equity partnerships and our personality profiling program to assist bringing parties together in Joint ventures.Come to our seminar at 171 Thames St, Morrinsville on 20th February at 7pm to hear our array of speakers including accountants and solicitors explain a little more about how they work, and what you need to know, RSVP by 5pm 19th February call 07 889 7340 today!
read more here www.pmre.co.nz...

830 days ago

Tips for selling your Home!!

Mark Fabish from

4 tips to be financially ready if you want to sell your home.

Get your financial ducks in a row

Selling your home can be full of highs and lows, both emotionally… and when it comes to your bank balance.
If you are harbouring an aversion to facing the financial impact of selling (and … View more
4 tips to be financially ready if you want to sell your home.

Get your financial ducks in a row

Selling your home can be full of highs and lows, both emotionally… and when it comes to your bank balance.
If you are harbouring an aversion to facing the financial impact of selling (and buying) a home, consider these four crucial points and get a step closer to deciding if the time is right to sell (or not).

1. Where are you now?
Before embarking on a significant financial upheaval, gain some more clarity around your current financial situation. Plenty of money left over after the mortgage repayments? Unruly credit card debt that needs attending to? What is your home actually worth – have you had it appraised by the professionals? It’s time to 'fess' up.


2. Your future self. Will they thank you for this?
Whether you are planning on upsizing or downsizing, a move will impact on the world of your future self – will finances be tight? Will you still be able to afford annual family holidays? Are there additional expenses you will incur with a move such as body corporate fees or increased maintenance costs that come hand in hand with upsizing?


3. Equity. What does it mean and do you have it?
No need to dig out the high school statistics text books, equity is a simple calculation based on your estimated property value less your loan balance. For example, your home has been valued at $525,000. You still have $400,00 to pay on your mortgage. Leaving you with equity of $125,000.


4. What will selling cost you?
Aside from a few extra wrinkles, the action of selling comes with some potentially hidden costs if not addressed early. From preparing your home for sale – is the exterior in dire need of a touch up? Through to costs associated with putting your house on the market – will you go for the full marketing package? Right through to the act of moving itself – will you need storage and/or professional movers? Consider all the expenses, so you’re not left with any nasty surprises.

A love of spreadsheets is an acquired taste, which is why we’ve developed an easy to use worksheet to help guide you, that will give you a clear picture of the financial position associated with your home. While it doesn’t cover everything you’ll need to know, it’s a great starting point for a discussion with a professional.

So get your files and pen ready and download the worksheet included in our eBook To sell or not to sell.

Everyone has a slightly different reason for thinking about moving. But whatever your reason, the desire to move on is a big deal. Download our free eBook 'To sell or not to sell' for tips and advice to help you decide if 'now' really is the right time to move on.

945 days ago

Child Cancer Foundation fundraiser

Mark Fabish from

Hi Folks,
This year we are doing a collection and our staff will be outside the Sportsworld store on the corner of Studholme St and Thames St this Friday 17th March 2017, please give generously to support the families who are struggling with this terrible affliction, the good news is a large … View more
Hi Folks,
This year we are doing a collection and our staff will be outside the Sportsworld store on the corner of Studholme St and Thames St this Friday 17th March 2017, please give generously to support the families who are struggling with this terrible affliction, the good news is a large number of kids get through the cancer and continue to live happy lives, our group has raised 4.4 million dollars for this cause over the past twenty plus years and our collective target is 4.6 million by the end of 2017.

Flyer March 2017.pdf Download View

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